BabySteps is committed to providing families with financial education to help them prepare for college costs, from birth through college and beyond, regardless of their participation in the $50 seed deposit program. Our tools include a comprehensive financial education center, a college savings calculator, and tips on each step of the college planning process.
Financial Education Center
Our Financial Education Center provides first-class courses to equip you with the knowledge and skills you need to make the best financial decisions for your family. Explore the site to find out all it has to offer.
College Savings Calculator
BabySteps strives to help you and your family understand the positive impact of saving for college or vocational training from birth onward. Use our savings calculator below to determine how much you can save in total for your child’s education, based on your regular monthly contribution. The earlier you start, the more money you’ll have when it comes time to pay for your child’s future education.
If you start saving when your child is (select child’s age or grade in school on the line below)
Child’s Age or Grade in School
With a monthly savings of (select monthly savings amount on the line below)
Dollars Saved Per Month
Your child’s college savings at age 18 could be1
Your total contribution
If you haven’t yet opened your U.Fund 529 account to start saving for college, you can do so easily right online. And if you already have an account, log in to to set up automatic monthly deposits or to increase your regular savings contribution.
1This calculator assumes consistent monthly saving until the child is 18 and an annual investment return of 7%. This calculator is meant to be an estimate of savings and is not guaranteed nor intended to predict or project the investment performance of any security. Market conditions may change at any time. Speak to your financial advisor about the best savings option for your family.