BabySteps strives to help you and your family understand the positive impact of saving for college or vocational training from birth onwards. Use our savings calculator below to determine how much you can save in total for your child’s education, based on your regular monthly contribution. The earlier you start, the more money you’ll have when it comes time to further your child’s education.



If you start saving when your child is born


  • 0
  • 1
  • 2
  • 3
  • 4
  • K
  • 1st
  • 2nd
  • 3rd
  • 4th
  • 5th
  • 6th
  • 7th

Child’s age or grade in school

With a monthly savings of $15


  • 15
  • 45
  • 75
  • 105
  • 135
  • 165
  • 200

Dollars saved per month

Your child’s college savings at age 18 could be1



Your total contribution


Interest earned


If you haven’t yet opened your U.Fund 529 account to start saving for college, you can do so easily right online. And if you already have an account, log in to to set up automatic monthly deposits or to increase your regular savings contribution.